Welcome to the no-fee mortgage. We are proud to offer $0 on all potential lender fees. That means no origination fees, no processing fees, no underwriting fees, and certainly no junk-hidden fees. You still have to pay for any 3rd party fees that we don’t control (such as the title, appraisal, etc…).
Our Online Pre-Qualification Tool helps you understand how much home you could afford with Conventional or FHA financing and provides you an instant pre-qualification letter to make offers with confidence. You can upload documents, and view the status of your loan 24/7. People when you want them; Website when you don’t.
A lower interest rate can substantially reduce your monthly obligation towards your mortgage payment. A small reduction in your interest rate will yield thousands of dollars in savings over the life of the loan. If you originally financed your home with less than 20% of a down payment, you likely have mortgage insurance you are paying in addition to principal and interest. Refinancing now that you have more equity can remove that additional cost and reduce your monthly payment.